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Bill Pay Frequently Asked Questions

What is Bill Pay? Bill Pay is an online service that allows you to pay many of your bills online by transferring a designated amount of money from your account to the payee. It’s easy to use and saves you checks, envelopes, stamps … and most importantly, time.

What can I do with Bill Pay? Lots of things. You can:

  • make payments to several payees at one time;
  • schedule automatic payments for recurring bills of the same amount, such as your mortgage or car payment;
  • pay bills that vary in amount from month to month, such as utility bills;
  • review upcoming scheduled payments and change or cancel them;
  • opt to receive alerts to remind you when a scheduled payment is due.

What type of account do I need in order to use Bill Pay? You must have an Oklahoma Central personal checking account. (Smart Business, Non-Profit, and Access checking accounts are not eligible).

How much does Bill Pay cost? FREE on qualified accounts.

How do I enroll for Bill Pay? You must be registered for Oklahoma Central online banking in order to use Bill Pay. To set up online banking just follow these three easy steps:

  • click Bank Online on the home page of our Web site to be taken to the login page;
  • enter your member number followed by a zero in the first box;
  • enter your Bank By Phone (TESS) access code in the password box. (If you do not have an access code, or have forgotten it, contact our customer service center at 918.664.6000 or email us at information@OklahomaCentral.org.)

For your protection, immediately after your first login, click on Change Password and enter a password different from your Bank By Phone access code. This password should NOT be your birth date, address, nickname, pet’s name or mother’s maiden name.

Once you are logged in to online banking, click the Bill Pay icon. Click the sign-up link and review the online disclosure; click Agree/Accept to continue. Next, complete the brief online application and click Submit. You will receive two emails from us; the first confirming that your application was received, the second telling you it has been approved. Within one to three days after you receive the second e-mail, Bill Pay will be activated for your account.

Bill Pay accounts showing no activity for 60 days will be deactivated at the end of the month. If your Bill Pay service is deactivated, you can reactivate it online by completing the application process again.



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