Investment Checking Quick Comparison Chart

	Money Market Account	Investor Money Market Account
minimum balance	$2000	$50,000
interest rate	reflective of short term market rates for U.S. securities, may be adjusted weekly*	reflective of short term market rates for U.S. securities, may be adjusted weekly*
monthly service charge	$10 if minimum balance is not maintained	$10 if minimum balance is not maintained
printed checks available	yes	yes
withdrawal privileges	six per month	six per month
free 24-hour bank-by-phone	yes	yes
free online banking	yes	yes
OptiCheck ATM/debit card	not currently available	not currently available

* calculated on average daily balance; posted monthly