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Certificates of Deposit (CDs)

Liquidity of funds is inversely related to interest earned; the longer the term, the greater the return

  • Guaranteed return on investment
  • Requires minimum deposit, amount may vary with term, interest rate
  • Wide variety of terms, ranging from 6 months to 7 years
  • Penalties charged for early withdrawal of funds
  • Federally insured by National Credit Union Administration (NCUA) up to $250,000
  • Additional private insurance coverage from Excess Share Insurance (ESI) of up to $250,000 per member, for total coverage up to $500,000

Comparison Chart



PRIVACY POLICY | SECURITY INFORMATION


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