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First Mortgage Loans
- Purchase or refinance
- Primary Residence, Second Home, or Investment Property
- Loan terms 10 years to 30 years
- Financing up to 97% of contract price for purchase or rate/term refinance, depending on occupancy status
- Financing up to 80% of appraised value for cash out refinances
- Competitive fixed rates – multiple options for points and closing fees
- Pre-approval to help determine loan amounts, payments, closing costs
Fixed Home Equity Loans
- Home Improvement, refinance, debt consolidation, many other reasons
- Primary Residence only
- Loan terms 5 years to 15 years
- Minimum loan $10,000; Maximum loan $100,000
- Receive all funds up front, fixed monthly payment
- Financing up to 90% of value minus 1st mortgage balance
Home Equity Line of Credit
- Home Improvement, tuition, many other reasons
- Primary Residence only
- Loan Terms: 10 years or 20 years
- Borrow only as much as you need, when you need it
- Pay interest only on amount borrowed
- Choose Variable Rate with 10 year draw period and 10 year repayment period (financing up to 80% of value minus 1st mortgage balance)
- Or choose Fixed Rate with 10 year draw period and balloon (financing up to 80% of value minus 1st mortgage balance)
- Minimum loan $10,000; Maximum loan $100,000 for variable rate or $50,000 for fixed rate
- Monthly payment options
We also offer Developed Land Loans and Construction Loans. Please call Debbie Dill at 664-6000 ext. 186 for details.
EASY APPLICATION PROCESS: Apply online using the link below, or ask for assistance at any of our branches.
Compare Home Equity Loan Options
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