Member Business Services

Let Oklahoma Central’s experienced staff and convenient business services help you grow your business by enabling you to focus on the many other critical needs of your business. Whether you are just starting out or expanding an established business, we can show you how to maximize your bottom line potential with checking account options, business check and/or credit cards, SBA or traditional term loans, and more.

Member Business Services provides needed essential services at a cost that makes sense to small and mid-sized businesses. Select Employee Group (SEG) companies and most businesses are eligible for participation. Your business can run smoother when you take advantage of these business solutions:

• Business Checking Accounts
• Venture Checking (less than 150 transactions per month)
• Enterprise Checking (more than 150 transactions per month)
• Business Check Card – FREE

• Business Credit Cards
• Visa Platinum Business Rewards
• Visa Business Travel
• Visa Business
• Merchant Credit Card Processing Services
• SBA (7A) Loans
• Term Loans
• Lines of Credit – Secured & Unsecured
• Single Pay – Secured & Unsecured
• Online Banking – FREE
• Bank by Phone – FREE

Call 918.664.6000 to speak to a Member Financial Services Representative or Branch Manager for more information and/or to find out how we can work with you to create a Business Services package to meet your specific needs.

DEPOSIT SERVICES

To open a business checking account, you will need to provide one or more of the following:

• Partnership Agreement
• Bylaws
• Articles of Incorporation
• Copy of Articles of Organization
• Certification of Incorporation
• Corporation Bylaws
• Certificate of Formation and Operating Agreement

LENDING SERVICES

To apply for a traditional business loan, you will need to provide the following documentation based on your business type:

PARTNERSHIP

• Previous 3 years business financial statements
• Previous 3 years business tax returns
• Current personal financial statement for each partner
• Previous 3 years personal tax returns for each partner
• Partnership Agreement
• Bylaws

CORPORATION

• Previous 3 years business financial statements
• Previous 3 years business tax returns
• Current personal financial statement for each principal
• Previous 3 years personal tax returns for each principal
• Articles of Incorporation
• Certificate of Incorporation
• Corporation bylaws

LLC

• Previous 3 years business financial statements
• Previous 3 years business tax returns
• Current personal financial statement for each manager
• Previous 3 years personal tax returns for each manager
• Certificate of Formation & Operating Agreement
• Copy of Articles of Organization

Note: The Small Business Administration has separate requirements, which can be found on the SBA Website at: www.sba.gov.