Access Checking If you’ve made mistakes with a past checking account, Access Checking* is your opportunity for a “do-over”.  It’s your chance to make things right and have access to a checking account once again.  Here’s how it works: • Open your account with a $25 deposit • Get a Free check card/ATM card for $1 per month (includes 8 free withdrawals, 60¢ per withdrawal over 8) • Free online banking at www.OklahomaCentral.org • Free Bill Pay • Free 24-hour bank-by-phone account access • Write an unlimited number of checks • Federally insured by NCUA up to $100,000 • Start over – all for a low $10 monthly charge *To be eligible for this account, only one record or one retail indicator can be present on your Chex Systems report.   To transition out of Access checking, you must have fewer than 6 non-sufficient funds charges assessed to your account during a one year time period.   Your account will not automatically transfer to another checking account product.  You must contact a Member Financial Representative to initiate the process.